Maternity insurance in India is still to take over the market with meaningful benefits to the females belonging to different sections. Though, in the current scenario there are various insurers that deal into pregnancy health insurance but the only hitch is that the coverage is quite limited in this case. Today, the various government and private players in the Indian insurance market offer only group pregnancy insurance rather than individual coverage for pregnancies. Group pregnancy insurance covers only working women thus, the home makers and housewives are eluded of affordable maternity health insurance benefits. Individual health insurance in this category is yet to make an entry in Indai.Read on to understand pregnancy insurance in details.

What Is Group Pregnancy Insurance?
Group pregnancy insurance refers to bulk maternity insurance of a group of females. Most often the maternity benefits are included under general group insurance policies. IT companies and other corporate houses are the major buyers of such group insurance policies with maternity insurance.

What Does Pregnancy Insurance Covers?
The group insurance policies that cover maternity insurance as well seek at least 100 employees in a given group. Maternity coverage would include all the pregnancy related hospitalization costs.

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